Level 3 Or 4 Metal Roof

The hail standard ul 2218 essentially encompasses four different sized metal balls being dropped from different heights to simulate hail more or less.

Level 3 or 4 metal roof.

Insurers often factor the type of roof and quality of material into their rebuild costs. Summarizing the result we would be looking at for a class 3 roof is earned if the sample does not crack when hit twice in the same spot by a 1 75 inch diameter steel ball. The list of approved laboratories is shown below. Standard entry level 3 tab shingles are the cheapest and thinnest.

Home insurance discounts are currently available in the following states and provinces. However nobody seems to agree on what the new code requires as far as bringing the 1950 s house up to current code. Roofs made of slate tile concrete shingles or metal offer the best protection but also cost the most to replace. Ul developed a test to rate the strength of roofing materials called the ul 2218 impact rating which is the test that determines if a roofing material is class 1 2 3 or 4.

Credit based qualification this is categorisation to help define qualification attributes e g. 88 credits are a measure of the size of the qualification. Level 2 nvq diploma in roofing occupations construction roof slater and tiler. Effects of aging on a class 4 roof.

A class 4 roof covering receives the highest premium credit. Still roofs that perform better will generally cost less to insure because you re less likely to have a claim. 600 7862 5 this is a reference number related to uk accreditation framework type. A class 4 rating the material should not get damaged when hit twice in the same spot by 2 inch diameter steel ball.

Roof coverings that have passed the ul standard 2218 test are classified as either class 1 2 3 or 4. We will have to remove the roof down to roof joists on a flat roof 100 of the house. Class 4 roof covering is the most impact resistant roof and receives the highest premium discount. Type of assessment credits.

Roof coverings must be tested and approved by underwriters laboratories ul or factory mutual fm and be rated as a class 1 2 3 or 4. Premium reductions are not available for roofs other than qualifying metal roofs which have been overlaid onto existing roofs. Architectural shingles are a. Older class 4 roof systems can sustain damage from 2 1 2 stones.

An engineers review and the building official finally agree that this is a level 3 alteration. Roof type and material. Hurricane strap joists throughout gut interior. In some states provinces use of qualifying impact resistant roofing products may qualify for significant premium discounts.

A metal roof can last 50 years while slate roofs can last more than 100 with diligent upkeep.